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North Carolina insurance, shopped for you.

Independent agency licensed in North Carolina. One conversation, several carriers, quotes side by side.

Serving North Carolina statewide, including Charlotte, Raleigh, Greensboro, Durham, Winston-Salem and Wilmington.

No payment, no obligation. We reply within the hour during business hours.

or call (813) 338-5036

Apex Insurance Servicez · North Carolina agency license 3004302766 · Agency NPN 21220861

What we write in North Carolina

North Carolina auto minimums

North Carolina auto minimums
StateMinimum required
North Carolina50/100/50 (increased in 2025) plus uninsured/underinsured motorist coverage.

Minimums are the legal floor, not a recommendation; most clients carry more.

Carriers available in North Carolina

Auto

  • Progressive
  • GEICO
  • Kemper
  • National General
  • Root
  • AssuranceAmerica
  • UAIC
  • Clearcover
  • Hugo

Home & property

  • Swyfft
  • SageSure
  • GeoVera
  • Olympus
  • Orion180
  • Apex Star Reciprocal Exchange (StarLight)
  • Neptune Flood
  • NFIP Direct (flood)

Business

  • NEXT Insurance (ERGO)
  • Pie
  • Progressive
  • GEICO
  • National General
  • Kemper

Availability varies by county and situation.

How it works from North Carolina

  1. Start online or by phone
  2. We shop it across carriers licensed in North Carolina
  3. You compare, we bind, and you keep the same contact after

Talk to a real person.

Mon–Fri 9am–5pm ET. After hours, book a time and we'll call you.